Every time I turn on the news they're talking about the economy. But even with all this coverage, it's easy to get confused. Should I stay with my bank? Is my 401k safe? All these questions keep swirling around in my mind and in the minds of many other iVillagers. That's why I'm so happy to welcome a new guest blogger. Each week, Carmen Wong Ulrich, host of CNBC's 'On The Money', will be answering questions from the iVillage community.

This week Carmen answers iVillager huffjoann's question: "Turning on the news is uber-depressing lately... yet so necessary to figure out what the heck is going on. So has this made you more concerned with the state of affairs at your primary financial institution? Are you diversifying more? Consolidating? Sitting tight?"

Watch Carmen's answer:
















Have a question for Carmen? Post it on our message board.

For more advice watch Carmen Wong Ulrich on ' On The Money', weeknights at 8 pm ET.

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